RoadVantage Key Replacement Coverage: Today's keys are very expensive to replace. A new key can cost hundreds of dollars. We offer full key protection if lost, stolen, or destroyed through RoadVantage.
SecureDrive® Tire and Wheel Service Contract:A SecureDrive® Tire and Wheel Service Contract protects these critical components of the vehicle, covering the repair and replacement (when damaged beyond repair) of your wheels and tires.
You can choose between a 3 year plan and a 5 year plan. We also offer a premium plan and a standard plan.
For more information, View Brochure
Lojack Stolen Vehicle Recovery System: Lojack's proven technology is so effective because it works directly with the police. Plus, it's undetectable, so theives don't know it's there. If your vehicle is stolen, LoJack immediately goes into action, silently leading the police to your vehicle's exact location. With LoJack, your vehicle gets recovered - before it's badly damaged or gone for good.
For more information please see LoJacks website Here .
Gap Insurance: Most people who finance or lease a vehicle owe more on their car then the vehicle's actual book value. This is especially true if you traded a vehicle in that you still owed money on. Some people will go through this cycle several times until they owe so much on their current vehicle that their payoff is hopelessly higher than the actual value of their current vehicle. In the car business this is know as being "Upside-Down!"
A JD Power study finds 38% of trade-ins are Upside-Down. This is up from 25% in 2001. This percentage will continue to increase.
Edmonds.com reports that the amount owed on Upside-Down loans averages $3,763. That's the amount over and above the vehicle's actual value.
So, if your car is totaled from an accident, from being stolen or some other covered catastrophe your insurance company will only pay the book value to cover your claim. If you owe more money on the vehicle then they give you there's a "GAP" that you must payoff.
In other words, you may end up owing several thousand dollars or more on a vehicle that has been declared a total loss by your insurance company. Once your vehicle is declared a total loss it becomes the property of the insurance company.
Gap insurance covers this "GAP" or difference so you don't get stuck owing money on a car that you don't have anymore.
Credit Life and Disability Insurance:Credit life insurance is a convenient life insurance product which covers an outstanding debt and relieves much of the strain of managing one's finances.
A credit life insurance policy adapts perfectly to your specific debt. The size of the death benefit is always equal to the cost to be covered,* and the premium you pay is derived from the current amount owed. Therefore, as you amortize the debt, your credit life insurance policy automatically shrinks and becomes cheaper.
A credit life insurance policy's beneficiary is the creditor?not the insured's family.
Credit life insurance can be of value for anyone who carries a debt that might affect his or her survivors.
When a debtor dies, his debt does not fall upon his heirs, but debt can indirectly wreak havoc on survivors' lifestyle nonetheless because any property purchased on credit can be repossessed. Dwellings and cars, for instance, are often purchased on a payment plan or by means of a loan. If a wage-earner in such a circumstance should die prematurely, his or her survivors should likely find themselves out of a home or deprived of transport.
Credit life insurance pays off debts immediately and secures survivors' ownership of their possessions.